Alt Doc Loans
An alternative home loan suitable for the self employed
✅ Variable rate from 6.49% (CPR 6.74%)*
✅ Purchase or Refinance
Self Employed individuals are often too busy working in their businesses to find time to have all their paperwork in order to apply for a home loan. This is where our Alt Doc home loan is the perfect alternative solution.
FEATURES
Purchase or Refinance
Refinance an existing Australian property, access equity or even purchase a new property.
Interest Only or Principal & Interest
Flexible loan repayment options.
Offset Account
Minimise the interest you might have to pay with an Offset Account.
No Translation Required
No translation required for documents in Chinese, Vietnamese, Bahasa Indonesia & Bahasa Malaysia
What are the Benefits?
Low income verification with Accountants letter only for <70% LVR or choose two: Accountants Letter, 6 months BAS or Last 6 Months Trading Statements for >70% LVR.
Non-Resident and Expat borrowers accepted. See our alternative product pages for more details.
No LMI, means no requirement to have the application assessed by another party (e.g. mortgage insurer) and potentially slow down the application process.
Take advantage of our market leading rates. Send us your scenario and the team will respond with all the details of our market leading solution.
*Comparison rate is based on a loan of $150,000 principal over a 25 year term.
WARNING: The Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Standard credit approval criteria, fees, terms and conditions apply.